WHY SHOULD I CARE? Unemployment continues to be unstable. Purpose To protect yourself or your family against the financial impact of a tragedy, Different Types Health: can cover everything or just hospitalization Life: to help your family after you die; should help with the lost income of the insured Auto: required by law; helps when a car is severely damaged Home Owners: protects against natural disasters, fires, or someone who is injured at your home Renters: protects the items inside the house Product: on a specific purchase, Important Tips Carry a high deductible to keep premiums lowhopefully you wont ever need the insurance Dont over-insure old carsyou wont get enough money for a brand new car Keep careful records so replacement isnt an issue. Free access to premium services like Tuneln, Mubi and more. working and earning a. getting that first job making a good. She ended up choosing to keep providing follow-up financial literacy for college students ppt options, once per month, so that they had a better chance of retaining what they were already taught. budgeting what it is how to create one track. 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Financial Planning Powerpoint Ppt Template Bundles. To edit the PPT, right click and select edit slides. i. financial decision-making. It can be used in the classroom or as distance learning. Teaching with Tiffany. From that point in her journey, she needed to figure out the best delivery method for this financial literacy for college students PowerPoint. While most decisions are simple, such as what should I wear? or what should I eat?, others are more complex, such as should I buy a new or used car? As decision-making skills are used and improved, a persons quality of life is enhanced. Included in this bundle are five activities Ive done with my middle school students that are a hit every time. 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Charitable Giving Coin Recognition/Values Credit Decision Making Take a breath. Hartford Financial Services Group, 2007. Financial Literacy. Financial Literacy for Graduate Health Students of Today, Financial Literacy for Children - Their. You will be able to change spellings, currency format and other written content by overwriting, Looking for a great bell ringer activity to start class each day?Full Year of Writing/Discussion Prompts - 180 Bell RingersUsed in over 700 classrooms! With the support of the NFEC, Viviane pulled off a successful financial literacy for college students ppt like she had hoped! Included in this section is a discussion of the methods for calculating finance charges. where does money come from?. Penn State University | Sokolov-Miller Family Financial and Life Skills . Financial Literacy What Students Need to Know - Session 27 . Many are unable to balance a checkbook & most simply have no insight into the basic survival principles involved with earning, spending, saving & investing source: Jumpstart Coalition, Source: 2003-04 National Postsecondary Student Aid Study. Teachers Guide Lesson 2 Part 2: Money Responsibility. This lesson will encourage students to take the time and effort to develop their own personal financial goals and budget. Do you currently have a credit card or loan? This resource is completely editable giving you the flexibility to modify it to suit your students needs. education. APRIL IS FINANCIAL LITERACY MONTH! Teachers Guide Lesson Eight: Credit Cards, Student Guide Lesson Eight: Credit Cards, Teachers Slide Presentation Lesson Eight: Credit Cards, Teachers Power Point Presentation Lesson Eight: Credit Cards. Directions: Using the vocabulary we will go over, you are to pick two words. This is a great project based learning idea!This can be printed and used as a hands-on activity. introducing financial, ENGLISH FOR FINANCIAL LITERACY - . A Pdf f, Great personal finance/ financial literacy unit for 5th graders! asset development and financial literacy. Resources: Books, Videos, Music, PPTS, & More, Checking Accounts and Debit Cards FEFE PPT. Benefits: maximize assets, minimize debt Step 1: Calculating Income Updated on Apr 05, 2019 Thanos Nicolo financial aid debt down debt federal loans Next, a commitment to saving is discussed. ms. kathi reed. FINANCIAL LITERACY FOR STUDENTS An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Look no further! You can reach your students and teach the standards without all of the prep and stress of creating materials!Standards: TEKS: 7.13A, 7.13B, 7.1, This file contains all you need for a fun filled MONTH of REAL WORLD Math, IT IS A BUNDLE OF TWO PRODUCTS THAT I CURRENTLY HAVE FOR SALE! Instead of tirelessly searching for scholarships, what if qualified college scholarships found you?In this book, students learn how to find the money, budget the money, and grow the money to pay for college.You will learn:How to access free State and Federal Money for schoolHow to write Winning Scholarship EssaysBest Budgeting Strategies for . Most students know that banks and other financial institutions (credit unions, savings and loan associations) offer a variety of services. live your dream. This lesson will encourage students to take the time and effort to develop their own personal financial goals and budget. In this lesson, students will become aware of the various techniques and appeals used to influence consumer behavior. Students will determine their starting balance. Step 4: Next rewrite the income and expense items in the form of a monthly budget: Step 5: Ask students how to show the $5 difference between income and expenses. Calvert County Public Schools provides instruction in Financial Literacy for all students through the semester course, Financial Literacy: Money Management. The process starts with setting financial goals. What do others do? education. This is 60 page pdf with 3 assignments and 1 mega-project. Food is a huge expense for people! TPT empowers educators to teach at their best. The average cost for students attending a public university is up 213% ($3,190 in 1988 to $9,970 in 2018), while private school is up 129% ($15,160 to $34,740) over the same time period. Activate your 30 day free trialto continue reading. define, Financial Literacy - . Over a five-year period, those fees invested at five percent would grow to more than $570. Wise consumer buying starts with a plan. 63% of Americans acknowledge they dont save enough, and 36% say they spend more than they can afford. Financial Literacy Vocabulary Assignment. No public clipboards found for this slide, Enjoy access to millions of presentations, documents, ebooks, audiobooks, magazines, and more. (307) $3.00. Financial goals should be realistic, be specific, have a timeframe, and imply an action to be taken. Basic Vocabulary Revenuewhat you earn Expenseswhat you spend Net Profittotal revenues minus total expenses Net Incomesame as net profit Depreciationreduction in value over time Appreciationincrease in value over time Equityownership in a company, More Vocabulary Vestingearning equity over time instead of all at once Assetsomething you own that has value Liabilitysomething you owe for Balancethe difference between credits and debits in an account Bonddebt instrument through which companies and governments can raise money. The material in this lesson will help students become aware of the warning signs of financial difficulties. Students are able to practice and apply concepts with these personal financial literacy activities, while collaborating and having fun! By purchasing the bundle you will save 10%. financial literacy. This lesson provides a reality check for students as they investigate the costs associated with moving, obtaining furniture and appliances, and renting an apartment. The lesson starts with an overview of the decision-making process followed by a discussion of various internal and external factors that affect decisions. MoneyCounts: A Financial Literacy Series. Students will also learn about checking accounts, savings accounts, stock markets, CD's, debit cards, credit cards, credit scores, "wants and needs" and learn about several other important topics that will help make them "Money-Wise" in the futur, This lesson covers a variety of topics including giving students a reality check about how much it costs to live on their own, credit card debt, car and student loans, creating a budget, how to write a check, how banks work, compounding interest and the Rule of 72. live your dream. Banzai is available for free with the help of local financial leaders in your communitylike banks and credit unions. $100 Credit Limit = Spending no more than $30 a month i.e. - PowerPoint PPT presentation Number of Views: 676 Avg rating:3.0/5.0 Slides: 26 Provided by: use103 Financial Literacy for First Year Students - . But the uniformity behind it is, if you manage your money wisely, you will have a large sum of money to fall back on for retirement or emergencies. Comparative shopping techniques will be discussed to encourage students to carefully consider price, product attributes, warranties, and store policies. Budgeting 101. ET on Twitter and YouTube. 28. Your poster needs to include the following: The word The definition A picture or symbol clearly showing what the word means A sentence clearly showing an understanding of the word's meaning with the vocab word included in the sentence. helping your students to handle their finances. nancial literacy 101 s personal nance guide why do we. You wont be able to buy a house. 08, 2015 163 likes 21,673 views Download Now Download to read offline Economy & Finance Lifestyle Join our #CreditChat every Wednesday at 3 p.m. Note: To edit the PPTs, right click and select Edit Slides. Their salary cards describe their career, show the median average salary for that career and indicate the training neede, **Updated 2020 and includes a DIGITAL version, which includes the recording sheet! Home Financial Literacy Resources for Teachers Financial Literacy for High School Students. It's not until the end will they figure out if they can stay within a budget.Students are given a career with a salary. Next, this lesson covers a variety of buying methods, such as buying clubs, shopping by phone, catalogs, online, and door-to-door selling. They will make real-life choices about things like insurance, groceries, utilities, and charitable donations based on their income, budg, Teach students how financial decisions can affect their lifestyle choices! freedom. The lessons include:How Can I Earn Money?What is a Financial Goal?How Do I Make Change?Drink Machine EconomicsHow Can I Be a Superstar SpenderHow Can I Pay for a Purchase?Should I Borrow Money?Are all Credit Cards the Same?What's so Interesting about Interest?What Do I Real, This is a great project to get students interested in real financial literacy! Access National Financial Educators Council's financial literacy presentation for college students. Students will learn the basics about income, expenses, debt, and investing. Teachers Guide Lesson Nine: Cars And Loans, Student Guide Lesson Nine: Cars And Loans, Teachers Slide Presentation Lesson Nine: Cars And Loans, Teachers Power Point Presentation Lesson Nine: Cars And Loans. Often, the concepts in this unit are beyond the scope of imagination for our kiddos. In this lesson, students are asked to identify costs associated with owning and operating a motor vehicle. Acquire the expertise, credibility, and self-assuranceto teach money management lessons effectively. Financial Literacy PowerPoint Resources Banking & Financial Services Bankruptcy Budgeting Business Plan Buying a House Careers Charitable Giving Coin Recognition/Values Credit Decision Making Economic Reasoning Entrepreneurism Financial Behavior Financial Goals Free Market Gambling Identity Theft Stumbling Blocks Four major stumbling blocks to building a successful financial literacy program Dont know how to get started Limited time Limited resources Difficulty reaching students, How to Begin Building Your Program Needs assessment Student needs What money issues have you and your staff heard from students? What is financial literacy? "The actual price of the product is" Closest team gets a, Are you looking for a fun way to get your students excited about personal finances? This resource helps pre-teens and teens understand what budgeting looks like when you become an adult. Financial Literacy: How to Inform Your Students - . You may receive a free copy of your credit report from each of the three major credit reporting agencies each year. Lesson 8: Making it Work Together: Money and Roommates. You can read the details below. All Rights Reserved. We've encountered a problem, please try again. Some filters moved to Formats filters, which is at the top of the page. Best financial planning practices for teenagers, Financial Literacy Seminar for Secondary School Students, HUSC 3366 Chapter 2 Money Management Skills, Teaching Financial Literacy in High School, 10 ways to teach your kids financial literacy, Students and Money: Highlights from the OECD PISA Financial Literacy Assessment, OECD Directorate for Financial and Enterprise Affairs. model program. Checking Account Uses a check as the primary manner of withdrawing money Can also use a check to make purchases Most have ATM/Debit cards attached to them, Writing a Check Date Who youre paying Dollar amount in numbers Dollar amount in words Optional memo Signature Name/Address/Phone Check Number Codes for the bank Codes for the branch Routing number, Savings Account Keeping your money in the bank Often limits the number of deposits and withdraws per month Need to keep a minimum amount Earns interest Insured by the federal government, Money Market Account Money is deposited, just like in a savings account Instead of just sitting in the bank, the money is invested Also insured by the government A very safe investment, but lower returns, Time Deposits Also known as Certificates of Deposit (CDs) Money is held in an account for a fixed period of time Theres an agreed upon rate of return prior to the deposit Advanced notice must be given to withdraw the money, No-Frills Bank Account An account with no bells or whistles Will not require a lot of fees In other words, its a cheap alternative (like shopping at Aldis instead of Heinens), Deposit Slips 1 5 2 Date Name on the Account Account Number Bank Information Cash you are putting into the account 6. Where does the money go? is a common dilemma faced by many individuals and households when it comes to budgeting and money management. Limited Resources Partner with grant-funded programs on your campus Partner with student organizations Seek assistance from outside organizations Ask for donations for giveaways, food, etc. Lesson 12: Bank or Bust: Selecting a Banking Partner. They will record their transactions on a checkbook ledger. What happens if you have a co-signer on a loan and you neglect your payments? Less Cash: If you want to keep money out of the subtotal. Get powerful tools for managing your contents. We needed taxes to pay that debt off Article I, section 8 of the U.S. Constitution gave Congress the right to tax The 16th Amendment added an income tax, Can We Skip Taxes? The Finance in the Classroom Partners do not endorse and are not responsible for content on external websites linked to from this page. Women, the Workplace and Money: How to Take Action Today and Plan for Tomorro Experian Consumer Holiday Shopping Survey, Experian Millennial Credit & Finance Survey Report Part I of II, Contracts with Interdependent Preferences. Our beautiful, affordable PowerPoint templates are used and trusted . In an effort to give you the most up-to-date information for teaching and making personal financial decisions, weve compiled the following lists of periodicals and organizations that can enhance your use of Practical Money Skills for Life. At one of their regular morning meetings, she did an informal survey with the whole group and quickly realized that the majority of them had almost no knowledge of even the basics of personal finance principles. Grants and scholarships. If you teach Economics at the middle level then these activities really open the eyes of your students to the reality of budgeting their money, balancing a checking accoun, Analyze spending, use budgets, compute monthly payments and tie everything together in the Game of Life! presented by: catherine lawrence margaret stasiak (toronto catholic district school, F.L.I.G.H.T. You will need Adobe Reader to view the PDF Download Adobe Reader. However, a person must start to save. Stocks A portion of an ownership in a corporation If you own stock, you own a share in the company Buy and sell through a broker who trades on the Stock Exchange, Bonds Issued by some large entitya bank, the government, or a company Pay out a specific amount at a specified time Pays out less prior to that specified date, Mutual Funds Operated by an investment company Takes money from investors and buys a number of stocks, bonds, etc. Defaulting on a loan. The SlideShare family just got bigger. Banking & Financial Services Bankruptcy Budgeting Business Plan Buying a House Careers Education Defense Welfare Where does it get the money to do this?