see some advertising, regardless of your selection. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. The charts below show the historical performance and risk of investing in the TSP F Fund. There are 10 active TSP Lifecycle Funds, and two retired funds. The table below summarizes the performance and risk characteristics of the five primary TSP Investment Funds [1]. Click on the different category headings to find out more and change our $606 million was transferred into the I Fund, and $464 million was transferred into the G Fund. Last updated: February 02, 2023 at 03:39 PM. The fixed income bonds in. Because the U.S. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_5',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this adif(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-large-leaderboard-1','ezslot_8',540,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-large-leaderboard-1-0');report this ad. browser. FedSmith.com. This is a broad index representing the U.S. Government, mortgage-backed, corporate, and foreign government sectors of the U.S. bond market. See all TSP funds The TSP G Fund allows investors to earn interest rates similar to those of long-term U.S. Treasury Bonds, but without any risk of loss of principal. Learn more, please visit our Cookie Statement page. Click on any link in the table header to see performance charts and other details for that fund. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. ensure the proper functioning of our website (such as prompting our cookie banner and remembering your privacy However, you As of 3/2/2023, the fund has a compound annual growth rate of 5.6%, annualized standard deviation of 17.8%, and Sharpe Ratio of 0.16. We also use cookies to personalize your experience on our websites, including by Dow Jones U.S. NEXT STORY: More specifically, we use cookies and other tracking total TSP fund returns were negative for all of the TSP stock funds, House Committee Demands Answers on Ineligible FEHB Participants, How to Avoid Processing Delays with Your Federal Retirement Application, Number of TSP Millionaires Goes Up to 76,889 at Close of 2022, Dismal 2022 TSP Performance: One Fund Down 26% for the Year. We also share information about your use of our site with our social media, advertising An official website of the United States government. Can federal employees contribute to both an IRA and the TSP? This fund offers you the opportunity to earn rates of return that exceed money market fund rates over the long term (particularly during periods of declining interest rates). Terms of Use | TSP Performance Disappoints in February: Year-to-Date Returns Still Positive, TSP Website: Status on Improving Performance and Investor Satisfaction, 2023 Inflation: Still High, But Going Down 2024 COLA Will Not Match 2023, Dow Jones U.S. The G Fund is invested in short-term U.S. Treasury securities. Volatile TSP funds like the C, S, and I fund have a high standard deviation, while the deviation of the G and F funds is lower. An initial investment of $1,000 on 8/31/1990 would today be worth $5,806: Should federal employees who were fired or resigned over the vaccine mandate be allowed to return to their jobs? The old industrial sectors only account for 16% of the SP500 and 21% of the S fund today, but 30% of the TSP I fund. The results are showing up in the TSP returns so far in January. You can make pretax contributions in a traditional TSP. He has written extensively on a full range of human resources topics in books and newsletters and is a co-founder of two companies and several newsletters onfederal human resources. If that happens, the Federal Reserve is likely to ease future interest-rate increases and potentially cut interest rates later this year. The Thrift Savings Plan's government securities (G) fund was the only offering to stay positive last month, increasing 0.28%. The interest rate paid by the G Fund securities is calculated monthly, based on the market yields of all U.S. Treasury securities with 4 or more years to maturity. A retirement portfolio that contains stock funds, like the C, S, and I Funds, along with the F Fund, will tend to be less volatile than one that contains stock funds alone. It tracks the performance of the Dow Jones U.S. While the year is still young, the TSP performance so far in 2023 is off to a good start. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. Focus on active risk management and capital preservation. But, to put it into perspective, the total plan balance of the TSP was almost $726 billion at the end of December 2022. The TSP S fund tracks the performance of all the US stocks not in the SP500 index via an index called the Dow Jones Total US Stock Market Completion Index . You can set your browser to block or alert you about these cookies, but some parts sites. At the end of December 2021, the C Fund had 40.3% of the TSP assets totaling $326.8 billion. Before sharing sensitive information, make sure youre on a federal government site. All Rights Reserved. Last updated: January 24, 2023 at 06:19 PM. FedSmith.com. Due to rounding, numbers may not add up to exactly 100%. Best TSP Allocation TSP F Fund 2021 TSP Lifecycle Funds TSP Funds to avoid TSP Allocation Percentage Guide the TSP Funds TSP TSP Smart blog TSP I fund TSP S fund TSP C fund TSP G fund TSP F fund TSP Tracked Indexes Seasonal Investing About Our Almanacs Seasonal Guides Santa Claus Rally The January Effect Less investment risk. Aggregate Bond Index, a broadly diversified index of the U.S. bond market. These cookies collect information for analytics and to You may opt out of our use of such The investment mix of each L Fund becomes more conservative as its target date approaches. The Thrift Savings Plan is the defined contribution retirement plan federal employees and members of the uniformed services. Because we do not track you across different devices, It is a defined contribution plan, similar to 401(k) style retirement savings plans in the private sector. The TSP Portfolio Tracker application wasdiscontinuedon December 31, 2020 and is no longer in service. G Fund and the debt limit As of January 23, 2023, the U.S. Treasury was unable to fully invest the Government Securities Investment (G) Fund due to the statutory ceiling on the federal debt. Performance Average annual returns --YTD 1 yr 3 yr 5 yr 10 yr Summary Details as of 12/31/2022 Assets $30.2 billion Total expense ratio You can join other TSP participants on our popular TSP . Can Federal Employees Contribute to Both an IRA and the TSP in 2023? As of 2/28/2023, the fund has a compound annual growth rate of 10.3%, annualized standard deviation of 18.4%, and Sharpe Ratio of 0.40. Before sharing sensitive information, make sure youre on a federal government site. Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds' performance. An official website of the United States government. In periods of falling interest rates, the F Fund will experience gains from the resulting rise in bond prices. The site is secure. can set your browser to block or alert you about these cookies, but some parts of the site will not work as The L Funds strategy is to invest in an appropriate mix of the G, F, C, S, and I Funds for a particular time horizon, or target retirement date. So far this year, the G Fund has gained 0.62%. You will still The I Fund is the International Stock Index Investment Fund. All rights reserved. visiting for our advertising and marketing efforts. Some TSP forms have been declared obsolete and are now handled differently. The I Fund is the International Stock Index Investment Fund. a broadly diversified index of the U.S. bond market. To allow for a longer performance comparison, we extended the available TSP fund price history for the C, G, F, I, and S funds with their underlying index data. This article The U.S. Many investors now anticipate a continuing reduction in the inflation rate. may be used by those companies to build a profile of your interests and show you relevant adverts on other website. This index is made up of small and medium sized companies. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. The name of each fund indicates ones projected retirement date. of the site will not work as intended if you do so. sale of your personal information to third parties. In order to prevent abuse and maintain reliable availability, a unique token is required in order to access the Daily TSP API. Sponsored: Reimagine Health and Human Services, Federally Employed Women Closes Black History Month Pressing for More Progress, Do Not Sell My This is an increase of 250,000 in the past year. Here is the latest information on 2023 inflation and the 2024 COLA. the administrative mechanism envisaged for TSP and highlight the issues that require amendments. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * intended if you do so. BlackRock Institutional Trust Company, N.A.State Street Global Advisors Trust Company (effective 6/21/2021). FERS had a participation rate of 94.4% and uniformed services had a rate of 83.2%. 2022 was filled with bad news impacting the stock market: roaring inflation, despite assurances from politicians that the inflation was transitory, the war in Ukraine, higher interest rates, and anticipation of more interest rate increases by the Federal Reserve. The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. The charts below show the historical performance and risk of investing in the TSP C Fund. The Daily TSP application programming interface (API) is a tool provided to our users in order to access our highly reliable and well curated TSP share price database. browsers and GEMG properties, your selection will take effect only on this browser, this device and this Learn more, please visit our Cookie Statement page. The same was done for the other TSP funds and their underlying index. $0.580/$1,000 account balance 0.058% (5.8 basis points), Investment expense ratio1 Federal workers can contribute a maximum of $20,500 to their TSP (in 2022). services we are able to offer. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP account is dependent upon how much you (and your agency or service, if youre eligible to receive your agency match) put into your TSP account during your working years and the earnings accumulated over that time. cookie banner and remembering your settings, to log into your account, to redirect you when you log out, They are capable of Aggregate Bond Index (, Dow Jones U.S. Payment of principal and interest is guaranteed by the U.S. Government. Advertise | What it Takes to Be a TSP Millionaire in . This website uses cookies to enhance user experience and to analyze performance and However, in practice the difference is not significant: the TSP funds have extremely low expense ratios (0.027% per year as of this writing). The Sharpe Ratio measures risk-adjusted performance. Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. TSP performance is down in February 2023 but still up for the year-to-date. The S Fund is up 8.25%, the I Fund is up 7.92% and the C Fund is up 4.78%. Ralph Smith has several decades of experience working with federal human resources issues. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. FedSmith.com. International Stock Index Investment (I) Fund. As federal employees or individuals, we do not profit from our efforts but wish to recover basic expenses. Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. View the TSP share price history for each of the TSP funds all the way back to June 2003. More TSP News if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,600],'tspdatacenter_com-box-4','ezslot_3',117,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-4-0'); TheThrift Savings Plan (TSP)is a retirement savings and investment plan for federal employees and members of the military. The overall risk is relatively low in comparison to certain other fixed income investments in the market because the F Fund includes only investment-grade securities. able to use or see these sharing tools. The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. So far this year, the L Income Fund has grown 1.69%; L 2025, 2.31%; L 2030, 3.26%; L 2035, 3.52%; L 2040, 3.78%; L 2045, 4.01%; L 2050, 4.24%; L 2055, 5%; L 2060, 5%; and L 2065, 5%. The TSP Lifecycle Funds are target retirement date funds, invested in a professionally designed mix of the five individual TSP funds (G, F, C, S, and I Fund). It invests in bonds which track the performance of the Bloomberg U.S.